Overview
Team One Credit Union (Team One CU) is a not-for-profit financial cooperative that has been serving its members since 1952. With over $1.3 billion in assets and more than 80,000 members, Team One CU is one of the largest credit unions in the Midwest.
Team One CU is committed to providing its members with the financial services they need to achieve their financial goals. The credit union offers a wide range of products and services, including:
- Savings accounts
- Checking accounts
- Loans
- Mortgages
- Credit cards
- Insurance
Team One CU also offers a variety of financial education programs and resources to help its members make informed financial decisions.
Mission and Values
Team One CU’s mission is to “help our members achieve their financial goals by providing exceptional products and services.” The credit union’s values are:
- Member focus
- Financial stability
- Integrity
- Community involvement
Membership
Anyone who lives, works, worships, or attends school in the following counties is eligible to join Team One CU:
- Calhoun
- Kalamazoo
- St. Joseph
- Van Buren
Products and Services
Savings Accounts
Team One CU offers a variety of savings accounts to meet the needs of its members. The credit union’s savings accounts include:
- Regular savings accounts
- Money market accounts
- Christmas club accounts
- Share certificates
Checking Accounts
Team One CU offers a variety of checking accounts to meet the needs of its members. The credit union’s checking accounts include:
- Free checking accounts
- Interest-bearing checking accounts
- Premium checking accounts
Loans
Team One CU offers a variety of loans to meet the needs of its members. The credit union’s loans include:
- Personal loans
- Auto loans
- Home equity loans
- Mortgages
Mortgages
Team One CU offers a variety of mortgages to meet the needs of its members. The credit union’s mortgages include:
- Conventional mortgages
- FHA loans
- VA loans
- USDA loans
Credit Cards
Team One CU offers a variety of credit cards to meet the needs of its members. The credit union’s credit cards include:
- Low-rate credit cards
- Rewards credit cards
- Balance transfer credit cards
Insurance
Team One CU offers a variety of insurance products to meet the needs of its members. The credit union’s insurance products include:
- Auto insurance
- Home insurance
- Life insurance
- Disability insurance
Financial Education Programs and Resources
Team One CU offers a variety of financial education programs and resources to help its members make informed financial decisions. The credit union’s financial education programs and resources include:
- Financial counseling
- Workshops
- Webinars
- Online resources
Community Involvement
Team One CU is committed to giving back to the community. The credit union supports a variety of local organizations, including:
- Schools
- Non-profit organizations
- Community events
Why Choose Team One CU?
There are many reasons to choose Team One CU over other financial institutions. Here are just a few:
- We are a not-for-profit financial cooperative. This means that we are owned by our members, not by shareholders. As a result, we are able to return profits to our members in the form of lower loan rates, higher savings rates, and reduced fees.
- We are committed to providing exceptional customer service. Our friendly and knowledgeable staff is always ready to help you with any of your financial needs.
- We offer a wide range of products and services. Whether you are looking for a savings account, a checking account, a loan, a mortgage, or a credit card, we have a product that is right for you.
- We are actively involved in the community. We support a variety of local organizations and events, and we are always looking for ways to give back to the communities we serve.
Conclusion
Team One CU is a great choice for anyone who is looking for a financial institution that is committed to providing exceptional products and services. We are a not-for-profit financial cooperative that is owned by our members, and we are committed to giving back to the communities we serve.
Join Team One CU today and start saving money on your financial needs!
Additional Information
- Team One CU is a member of the National Credit Union Administration (NCUA). This means that your deposits are federally insured up to $250,000.
- Team One CU is an Equal Housing Lender.
Table 1: Comparison of Team One CU Savings Accounts
| Account Type | Minimum Balance | Interest Rate | Annual Percentage Yield |
|---|---|---|---|
| Regular Savings Account | $0 | 0.05% | 0.05% |
| Money Market Account | $2,500 | 0.10% | 0.10% |
| Christmas Club Account | $0 | 0.05% | 0.05% |
| Share Certificate | $1,000 | 0.25% | 0.25% |
Table 2: Comparison of Team One CU Checking Accounts
| Account Type | Monthly Fee | Minimum Balance | Interest Rate | Annual Percentage Yield |
|---|---|---|---|---|
| Free Checking Account | $0 | $0 | 0.00% | 0.00% |
| Interest-Bearing Checking Account | $5 | $500 | 0.05% | 0.05% |
| Premium Checking Account | $10 | $1,000 | 0.10% | 0.10% |
Table 3: Comparison of Team One CU Loans
| Loan Type | Amount | Interest Rate | Term |
|---|---|---|---|
| Personal Loan | $1,000 – $50,000 | 6.99% – 18.99% | 12 – 60 months |
| Auto Loan | $5,000 – $100,000 | 3.99% – 8.99% | 24 – 84 months |
| Home Equity Loan | $10,000 – $100,000 | 5.99% – 10.99% | 5 – 15 years |
| Mortgage | $50,000 – $1,000,000 | 3.99% – 6.99% | 15 – 30 years |
Table 4: Comparison of Team One CU Credit Cards
| Card Type | Annual Fee | APR | Rewards |
|---|---|---|---|
| Low-Rate Credit Card | $0 | 9.99% – 18.99% | None |
| Rewards Credit Card | $50 | 11.99% – 21.99% | 1 point per $1 spent |
| Balance Transfer Credit Card | $0 | 0.00% for the first 12 months, then 14.99% – 24.99% | None |
