San Joaquin Power Credit Union: Empowering Communities Since 1965

Embracing Innovation, Driving Financial Inclusion

Since its inception in 1965, San Joaquin Power Credit Union (SJP) has emerged as a financial beacon, steadfastly illuminating the path towards economic well-being for its members. Guided by a relentless pursuit of innovation and a deep-rooted commitment to financial inclusion, SJP has established itself as a trailblazer within the credit union movement.

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Growing with Our Members

SJP has witnessed exponential growth over the past decades, mirroring the aspirations and successes of its members. With assets surpassing $1.5 billion as of December 2022, the credit union boasts an extensive network of 17 branches strategically located throughout San Joaquin County. Its membership has similarly flourished, exceeding 80,000 individuals who proudly call SJP their financial home.

A Testament to Trust

The unwavering trust placed by our members in SJP is a testament to our unwavering commitment to delivering exceptional financial services. According to a recent survey conducted by the National Credit Union Administration (NCUA), 99% of SJP members expressed satisfaction with our services, a resounding endorsement of our dedication to member satisfaction.

Embracing Technology for Enhanced Convenience

SJP recognizes the transformative power of technology in enhancing convenience and financial empowerment. Our robust online and mobile banking platforms offer seamless access to accounts, enabling members to manage their finances from anywhere, at any time. Additionally, SJP has embraced innovative payment solutions, including Apple Pay, Google Pay, and Samsung Pay, ensuring that our members can make payments securely and efficiently.

Expanding Access to Credit

SJP believes that access to credit is vital for financial well-being. Our comprehensive suite of loan products is designed to cater to the diverse needs of our members, whether they seek to purchase a home, start a business, or consolidate debt. Our competitive rates and flexible repayment options empower members to achieve their financial aspirations.

Financial Education: Empowering Our Members

Financial literacy is an integral component of SJP’s mission. Our dedicated team of financial educators provides free workshops, seminars, and one-on-one counseling sessions to equip members with the knowledge and skills they need to make informed financial decisions. By empowering our members with financial savvy, SJP fosters a culture of financial responsibility and long-term prosperity.

Impactful Community Involvement

As a responsible corporate citizen, SJP wholeheartedly embraces its role in giving back to the communities it serves. Our employees actively participate in volunteer initiatives that support local schools, non-profit organizations, and community events. Through our charitable foundation, SJP provides grants to organizations that align with our commitment to financial literacy and community empowerment.

A Partner in Progress

SJP is a proud partner in the journey towards financial well-being for all. Our dedicated team of professionals is committed to providing unparalleled financial services and guidance, tailored to the unique needs of each member. As we navigate the evolving financial landscape, SJP will remain steadfast in its pursuit of innovation, inclusion, and member empowerment.

Frequently Asked Questions

Q: How do I become a member of SJP?
A: Joining SJP is easy! Simply visit any of our branches or apply online at sjpowercreditunion.org.

Q: What are the benefits of membership with SJP?
A: As a member of SJP, you’ll enjoy competitive rates on loans and deposits, access to a wide range of financial services, and exceptional member service.

Q: How can I access my account online or via mobile banking?
A: To access your account online or via mobile banking, visit our website or download the SJP app.

Q: What resources are available to help me manage my finances?
A: SJP offers a variety of resources to assist with financial management, including financial education workshops, budgeting tools, and one-on-one counseling.