Introduction
Catawba College students are required to carry health insurance. However, students who have comparable coverage through another source may waive the college’s insurance plan. The waiver process is relatively simple, but there are some important deadlines and requirements to keep in mind. This guide will provide you with all the information you need to know about the Catawba College insurance waiver.
Who is Eligible for the Catawba College Insurance Waiver?
You are eligible for the Catawba College insurance waiver if you have comparable health insurance coverage through another source. This could include coverage through your parents, spouse, or employer.
How to Waive the Catawba College Insurance Plan
To waive the Catawba College insurance plan, you must complete the online insurance waiver form (https://www.catawba.edu/insurance-waiver) by the deadline. The deadline to waive the insurance plan for the fall semester is August 15th. The deadline to waive the insurance plan for the spring semester is January 15th.
What is Comparable Health Insurance Coverage?
Comparable health insurance coverage must meet the following requirements:
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It must provide coverage for the same essential health benefits as the Catawba College insurance plan. These benefits include:
- Doctor visits
- Hospital stays
- Prescription drugs
- Mental health services
- Substance abuse treatment
- It must have a deductible that is no higher than the deductible of the Catawba College insurance plan. The deductible for the Catawba College insurance plan is $500.
- It must have a coinsurance rate that is no higher than the coinsurance rate of the Catawba College insurance plan. The coinsurance rate for the Catawba College insurance plan is 20%.
What if I Don’t Have Comparable Health Insurance Coverage?
If you do not have comparable health insurance coverage, you will be automatically enrolled in the Catawba College insurance plan. The premium for the Catawba College insurance plan is $1,500 per year.
Deadlines
The deadline to waive the Catawba College insurance plan for the fall semester is August 15th. The deadline to waive the insurance plan for the spring semester is January 15th.
Consequences of Missing the Deadline
If you miss the deadline to waive the Catawba College insurance plan, you will be automatically enrolled in the plan and will be responsible for paying the premium.
Other Important Information
- You can only waive the Catawba College insurance plan once per academic year.
- If you lose your health insurance coverage during the academic year, you must notify the Catawba College Student Health Center within 30 days.
- If you have any questions about the Catawba College insurance waiver, please contact the Student Health Center at (704) 637-4401.
Conclusion
The Catawba College insurance waiver is a valuable option for students who have comparable health insurance coverage through another source. By waiving the college’s insurance plan, students can save money on their health insurance premiums. However, it is important to remember that the deadline to waive the insurance plan is August 15th for the fall semester and January 15th for the spring semester.