Division 3 schools are non-profit educational institutions that offer a wide range of academic and athletic programs to their students. Unlike Division 1 and Division 2 schools, Division 3 schools are not permitted to offer athletic scholarships to their student-athletes. However, there are a number of other types of financial aid that Division 3 schools can offer to their athletes, including academic scholarships, need-based aid, and work-study programs.

Types of Financial Aid Available to Division 3 Athletes
Academic Scholarships
Academic scholarships are awarded to student-athletes based on their academic achievements and merits. These scholarships do not require the student-athlete to participate in any sports and are not contingent upon the student-athlete’s athletic performance. Division 3 schools can offer academic scholarships to any student-athlete who meets the school’s academic requirements.
Need-Based Aid
Need-based aid is awarded to student-athletes based on their financial need. These scholarships are designed to help student-athletes who come from low-income families or who have other financial challenges. Division 3 schools can offer need-based aid to any student-athlete who demonstrates financial need.
Work-Study Programs
Work-study programs allow student-athletes to earn money to help pay for their education. These programs typically involve the student-athlete working part-time for the school, such as in the athletic department or the library. Division 3 schools can offer work-study programs to any student-athlete who is enrolled in a work-study program.
Benefits of Attending a Division 3 School
There are a number of benefits to attending a Division 3 school, including:
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Smaller Class Sizes
Division 3 schools typically have smaller class sizes than Division 1 and Division 2 schools, which can provide student-athletes with more individualized attention from their professors. -
More Individualized Coaching
Division 3 schools typically have smaller athletic rosters than Division 1 and Division 2 schools, which can provide student-athletes with more individualized coaching and attention from their coaches. -
Greater Opportunity for Competition
Division 3 schools typically offer more opportunities for their student-athletes to compete at a high level than Division 1 and Division 2 schools. -
Emphasis on Academics
Division 3 schools emphasize academics over athletics, which can provide student-athletes with a more well-rounded education.
Challenges of Attending a Division 3 School
There are also a number of challenges to attending a Division 3 school, including:
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Less Funding
Division 3 schools typically have less funding than Division 1 and Division 2 schools, which can mean that they have fewer scholarships and other financial aid available to their student-athletes. -
Fewer Opportunities for Athletic Success
Division 3 schools typically have less competitive athletic programs than Division 1 and Division 2 schools, which can make it more difficult for student-athletes to earn recognition and success at a national level. -
More Time Commitment
Division 3 student-athletes typically have to balance their academic and athletic commitments, which can be a challenge.
Is a Division 3 School Right for You?
If you are a student-athlete who is interested in attending a school that emphasizes academics and athletic competition, then a Division 3 school may be a good fit for you. However, you should carefully weigh the benefits and challenges of attending a Division 3 school before making a decision.
Frequently Asked Questions
Can Division 3 schools offer athletic scholarships?
No, Division 3 schools are not permitted to offer athletic scholarships to their student-athletes.
What types of financial aid can Division 3 schools offer to their athletes?
Division 3 schools can offer a variety of financial aid to their athletes, including academic scholarships, need-based aid, and work-study programs.
What are the benefits of attending a Division 3 school?
The benefits of attending a Division 3 school include smaller class sizes, more individualized coaching, greater opportunity for competition, and an emphasis on academics.
What are the challenges of attending a Division 3 school?
The challenges of attending a Division 3 school include less funding, fewer opportunities for athletic success, and more time commitment.
Is a Division 3 school right for me?
If you are a student-athlete who is interested in attending a school that emphasizes academics and athletic competition, then a Division 3 school may be a good fit for you. However, you should carefully weigh the benefits and challenges of attending a Division 3 school before making a decision.
Additional Resources
- NCAA Division 3
- NAIA Division 3
- USCAA Division 3
References
- NCAA Division 3 Championships
- NAIA Division 3 Championships
- USCAA Division 3 Championships
Conclusion
Division 3 schools offer a unique athletic and academic experience to their student-athletes. While Division 3 schools are not permitted to offer athletic scholarships, they do provide a variety of other types of financial aid that can help student-athletes afford to attend college. If you are a student-athlete who is interested in attending a school that emphasizes academics and athletic competition, then a Division 3 school may be a good fit for you.
