At UC Merced, we know that health insurance is an important part of your overall well-being. That’s why we offer a variety of plans to meet your needs, including the UC Student Health Insurance Plan (UC SHIP).

UC SHIP
UC SHIP is a comprehensive health insurance plan that provides coverage for a wide range of services, including:
- Preventive care (such as annual checkups and screenings)
- Doctor visits
- Hospitalization
- Prescription drugs
- Mental health services
UC SHIP is a great option for students who want to have peace of mind knowing that they are covered in case of an accident or illness.
How to Enroll in UC SHIP
Enrolling in UC SHIP is easy. Simply follow these steps:
- Go to the UC SHIP website.
- Click on the “Enroll Now” button.
- Follow the instructions on the screen.
You can enroll in UC SHIP at any time during the year. However, we recommend that you enroll as early as possible to avoid any gaps in coverage.
Costs of UC SHIP
The cost of UC SHIP varies depending on the plan you choose and your age. For the 2022-2023 academic year, the monthly premiums range from $109 to $195.
You can find more information about the costs of UC SHIP on the UC SHIP website.
Other Health Insurance Options
If you are not eligible for UC SHIP or if you want to explore other health insurance options, there are a number of resources available to you.
- The California Health Insurance Marketplace: The California Health Insurance Marketplace is a state-run website where you can compare and purchase health insurance plans.
- Covered California: Covered California is a non-profit organization that provides information and assistance to help you find health insurance.
- Your employer: If you are employed, your employer may offer health insurance benefits.
Tips for Choosing a Health Insurance Plan
When choosing a health insurance plan, it is important to consider the following factors:
- Your budget: How much can you afford to spend on health insurance each month?
- Your health needs: What kind of coverage do you need? Do you have any pre-existing conditions?
- Your family situation: Do you have any dependents?
- Your future plans: Are you planning to move or change jobs in the near future?
By taking the time to consider these factors, you can choose a health insurance plan that meets your needs and budget.
Conclusion
Health insurance is an important part of your overall well-being. By understanding your options and choosing a plan that meets your needs, you can protect yourself from financial hardship in the event of an accident or illness.