About Willard Hall CU
Willard Hall Credit Union (WHCU) is a member-owned financial institution serving over 480,000 members in New England. Founded in 1939, WHCU offers a wide range of financial products and services, including loans, mortgages, deposits, and investments. The credit union has over $6 billion in assets and is consistently ranked among the top credit unions in the country.
Products and Services
WHCU offers a full suite of financial products and services to meet the needs of its members. These include:
- Loans: WHCU offers a variety of loans, including personal loans, auto loans, and mortgages. The credit union’s rates are competitive, and members can often qualify for lower rates than they would at a bank.
- Deposits: WHCU offers a variety of deposit accounts, including checking accounts, savings accounts, and money market accounts. The credit union’s deposit rates are competitive, and members can often earn higher rates than they would at a bank.
- Investments: WHCU offers a variety of investment products, including IRAs, 401(k)s, and mutual funds. The credit union’s investment services are provided through a partnership with CUNA Brokerage Services, Inc.
- Insurance: WHCU offers a variety of insurance products, including auto insurance, homeowners insurance, and life insurance. The credit union’s insurance rates are competitive, and members can often save money by bundling their policies.
Branches and ATMs
WHCU has over 20 branches located throughout New Hampshire, Massachusetts, and Maine. The credit union also has over 100 ATMs located throughout the Northeast. Members can access their accounts and conduct transactions at any of the credit union’s branches or ATMs.
Online and Mobile Banking
WHCU offers online and mobile banking services that allow members to manage their accounts from anywhere, anytime. Members can view their account balances, history, and transactions, transfer money, and pay bills.
Mission and Values
WHCU’s mission is to “provide financial services that help our members achieve their financial goals.” The credit union’s values are:
- Member-focused: WHCU is committed to putting its members first.
- Integrity: WHCU conducts its business with honesty and transparency.
- Innovation: WHCU is constantly looking for new ways to improve its products and services.
- Community involvement: WHCU is committed to giving back to the communities it serves.
Benefits of Joining WHCU
There are many benefits to joining Willard Hall Credit Union. These include:
- Competitive rates on loans and deposits
- Higher earning rates on deposit accounts
- Low fees
- Personalized service
- Convenient locations
- Online and mobile banking services
How to Join WHCU
Joining Willard Hall Credit Union is easy. Simply visit one of the credit union’s branches or go to the credit union’s website. You will need to provide some basic information, such as your name, address, and Social Security number. Once you have joined, you will be able to take advantage of all of the benefits that WHCU has to offer.
If you are looking for a trusted financial partner, Willard Hall Credit Union is a great option. The credit union offers a wide range of financial products and services, competitive rates, and personalized service. WHCU is committed to helping its members achieve their financial goals.
In addition to the information provided above, here are some additional facts and figures about Willard Hall Credit Union:
- WHCU has been named one of the “Best Credit Unions in the Country” by Forbes magazine for three consecutive years.
- WHCU has a 5-star rating from BauerFinancial, Inc., a leading independent rating agency for credit unions.
- WHCU is a member of the National Credit Union Administration (NCUA), a U.S. government agency that insures deposits up to $250,000.
Willard Hall Credit Union
PO Box 14332
Manchester, NH 03108
(603) 624-2511
www.willardhallcu.org
Table 1: Loan Rates
| Loan Type | APR |
|---|---|
| Personal Loan | 5.99% – 12.99% |
| Auto Loan | 2.99% – 4.99% |
| Mortgage | 3.99% – 5.99% |
Table 2: Deposit Rates
| Deposit Type | APY |
|---|---|
| Checking Account | 0.05% |
| Savings Account | 0.10% |
| Money Market Account | 0.15% |
Table 3: Branch Locations
| City | State | Address |
|---|---|---|
| Manchester | NH | PO Box 14332 |
| Nashua | NH | 23 Water St |
| Concord | NH | 65 North Main St |
| Portsmouth | NH | 294 Islington St |
| Portland | ME | 7 Congress St |
| Bangor | ME | 190 Harlow St |
| Lowell | MA | 202 Central St |
| Worcester | MA | 101 Front St |
Table 4: ATM Locations
| City | State | Address |
|---|---|---|
| Manchester | NH | 250 Elm St |
| Nashua | NH | 123 Main St |
| Concord | NH | 165 North Main St |
| Portsmouth | NH | 123 Islington St |
| Portland | ME | 123 Congress St |
| Bangor | ME | 123 Harlow St |
| Lowell | MA | 123 Central St |
| Worcester | MA | 123 Front St |
Here are some common mistakes to avoid when choosing a credit union:
- Not shopping around: It is important to compare rates and fees from several credit unions before making a decision.
- Choosing a credit union that is not insured: The National Credit Union Administration (NCUA) insures deposits up to $250,000. Make sure the credit union you choose is a member of the NCUA.
- Not reading the fine print: Be sure to read the terms and conditions of any loan or deposit account before you sign up. This will help you avoid any surprises down the road.
Willard Hall Credit Union matters because it offers a wide range of financial products and services, competitive rates, and personalized service. WHCU is committed to helping its members achieve their financial goals.
There are many benefits to joining Willard Hall Credit Union. These benefits include:
- Competitive rates on loans and deposits
- Higher earning rates on deposit accounts
- Low fees
- Personalized service
- Convenient locations
- Online and mobile banking services