Experience Premier Banking Services with CCCU at University Heights
If you’re looking for a credit union that puts your financial needs first, look no further than California Coast Credit Union. Our University Heights branch is conveniently located in the University Heights neighborhood of San Diego, offering a wide range of services to meet the banking needs of our members.
Comprehensive Banking Solutions for Every Stage of Life
At our University Heights branch, we offer a full suite of banking products and services to help you manage your finances effectively. Whether you’re a student, a young professional, or a retiree, we have solutions tailored to your specific needs.
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checking accounts: With competitive interest rates and convenient access to your funds, our checking accounts are ideal for everyday transactions.
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savings accounts: Grow your savings with our competitive interest rates and flexible savings options.
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loans: We offer a range of loan products, including auto loans, personal loans, and home equity loans, to help you meet your financial goals.
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mortgages: Our experienced mortgage team can assist you in finding the perfect home loan for your needs.
Dedicated Member Service
Our friendly and knowledgeable team of financial advisors is committed to providing you with personalized service and expert guidance. We take the time to understand your financial situation and goals to provide you with tailored recommendations and solutions.
Convenient Access to Your Finances
Our University Heights branch is conveniently located at 4975 Park Boulevard, Suite 101, near the intersection of Park Boulevard and Adams Avenue. We offer ample parking and extended business hours to make accessing your finances easy and convenient.
Why Choose California Coast Credit Union?
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Member-owned and operated: As a credit union, we are owned by our members, which means we put your needs above shareholder profits.
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Competitive rates and fees: We offer competitive interest rates on savings accounts and low fees on loans and other services.
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Community involvement: We are actively involved in the University Heights community, supporting local businesses and organizations.
Benefits of Banking with CCCU
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Financial peace of mind: Knowing that your finances are in the hands of a trusted credit union can give you peace of mind.
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Personalized service: Our team of financial advisors is dedicated to providing you with personalized service and expert guidance.
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Convenience: Our University Heights branch is conveniently located and offers extended business hours.
Common Mistakes to Avoid
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Not doing your research: Before choosing a credit union, it’s important to do your research and compare different options. Consider factors such as interest rates, fees, and customer service.
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Not taking advantage of online banking: Online banking offers a convenient and secure way to manage your finances from anywhere. Take advantage of this service to save time and effort.
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Ignoring financial advice: It’s easy to get caught up in the day-to-day and neglect your finances. Make time to meet with a financial advisor regularly to review your goals and make adjustments as needed.
Step-by-Step Approach to Banking with CCCU
- Become a member: Joining California Coast Credit Union is easy. Simply visit our website or any of our branches to open an account.
- Open an account: Choose the checking or savings account that best meets your needs.
- Set up online banking: Register for online banking to access your accounts and manage your finances conveniently.
- Meet with a financial advisor: Schedule a meeting with one of our financial advisors to discuss your financial goals and explore the solutions that are right for you.
Conclusion
If you’re looking for a credit union that provides exceptional banking services and personalized attention, California Coast Credit Union is the right choice for you. Our University Heights branch offers a wide range of products and services to meet the financial needs of University Heights residents and beyond. Visit our branch today or contact us online to learn more and become a member.
Additional Information
Table 1: Loan Rates
| Loan Type | Interest Rate | Term |
|---|---|---|
| Auto Loan | 2.99% APR | Up to 72 months |
| Personal Loan | 6.99% APR | Up to 60 months |
| Home Equity Loan | 3.49% APR | Up to 30 years |
Table 2: Savings Account Rates
| Account Type | Interest Rate | Minimum Balance |
|---|---|---|
| Regular Savings | 0.50% APY | $500 |
| Money Market Account | 0.80% APY | $1,000 |
Table 3: Branch Information
| Branch Address | Phone Number | Hours of Operation |
|---|---|---|
| 4975 Park Boulevard, Suite 101, San Diego, CA 92116 | (619) 299-2000 | Monday-Friday: 9:00am – 6:00pm |
| Saturday: 9:00am – 1:00pm |
Table 4: Online Banking Features
| Feature | Benefits |
|---|---|
| Bill Pay | Pay bills online and set up recurring payments |
| Mobile Banking | Access your accounts and make transactions from your mobile device |
| eStatements | Receive electronic statements and reduce paper waste |