The University of Central Oklahoma (UCO) is a public university in Edmond, Oklahoma. The school was founded in 1890 as the Central State Normal School. In 1939, the name was changed to Central State College. In 1971, the name was changed to the University of Central Oklahoma.
UCO offers a wide range of undergraduate and graduate programs. The school is particularly strong in the areas of business, education, and health sciences. UCO is also home to the state’s only College of Engineering and Information Technology.
Tuition and Fees
Tuition at UCO is relatively affordable, especially for in-state students. The following table shows the tuition and fees for the 2022-2023 academic year:
| Type of Student | Tuition | Fees | Total |
|---|---|---|---|
| Undergraduate (In-State)** | $7,220 | $1,740 | $8,960 |
| Undergraduate (Out-of-State)** | $16,732 | $1,740 | $18,472 |
| Graduate (In-State)** | $8,376 | $1,740 | $10,116 |
| Graduate (Out-of-State)** | $18,912 | $1,740 | $20,652 |
Financial Aid
UCO offers a variety of financial aid options to help students pay for college. These options include scholarships, grants, and loans. The school also participates in the Federal Work-Study Program.
Scholarships
UCO offers a variety of scholarships to students who meet certain criteria. These scholarships are based on academic merit, financial need, or other factors. The school also offers a number of scholarships specifically for students from underrepresented groups.
Grants
UCO offers a variety of grants to students who demonstrate financial need. These grants do not have to be repaid. The school also offers a number of grants specifically for students from low-income families.
Loans
UCO offers a variety of loans to students who need to borrow money to pay for college. These loans must be repaid, but they typically have lower interest rates than private loans. The school also offers a number of loans specifically for students who are pursuing graduate degrees.
Federal Work-Study Program
The Federal Work-Study Program provides part-time jobs for students who demonstrate financial need. These jobs are typically on campus and related to the student’s field of study.
Cost of Attendance
The cost of attendance at UCO includes tuition and fees, as well as other expenses such as room and board, books, and transportation. The following table shows the estimated cost of attendance for the 2022-2023 academic year:
| Type of Student | Estimated Cost of Attendance |
|---|---|
| Undergraduate (In-State)** | $19,880 |
| Undergraduate (Out-of-State)** | $31,402 |
| Graduate (In-State)** | $22,836 |
| Graduate (Out-of-State)** | $34,556 |
Paying for College
There are a number of ways to pay for college, including scholarships, grants, loans, and work-study. The best way to pay for college is to research all of your options and find the combination that meets your needs.
Common Mistakes to Avoid
There are a few common mistakes that students make when paying for college. These mistakes can end up costing you money, so it’s important to avoid them.
- Not filling out the FAFSA. The FAFSA is the Free Application for Federal Student Aid. This form is used to determine your eligibility for federal financial aid. If you don’t fill out the FAFSA, you could miss out on thousands of dollars in free money.
- Not applying for scholarships. There are thousands of scholarships available to students every year. Don’t let free money go to waste. Take some time to research scholarships and apply for the ones that you qualify for.
- Borrowing too much money. Loans are a great way to help pay for college, but it’s important to borrow only what you need. If you borrow too much money, you could end up with a lot of debt that you can’t afford to repay.
- Not understanding your loan repayment options. Before you sign a loan agreement, make sure you understand all of your repayment options. This will help you avoid surprises later on.
FAQs
Here are some of the most frequently asked questions about paying for college:
1. What is the FAFSA?
The FAFSA is the Free Application for Federal Student Aid. This form is used to determine your eligibility for federal financial aid.
2. How do I apply for scholarships?
There are thousands of scholarships available to students every year. To find scholarships, you can use a scholarship search engine or contact your school’s financial aid office.
3. What are the different types of loans?
There are two main types of loans: federal loans and private loans. Federal loans are backed by the government and typically have lower interest rates than private loans. Private loans are not backed by the government and typically have higher interest rates.
4. How do I repay my loans?
There are a number of different ways to repay your loans. You can make monthly payments, graduated payments, or extended payments. You can also refinance your loans to get a lower interest rate.
5. What happens if I can’t repay my loans?
If you can’t repay your loans, you may be able to get them forgiven. Loan forgiveness is available for students who work in certain public service jobs or who have a disability.
6. How can I avoid paying for college?
There are a few ways to avoid paying for college. You can earn scholarships, get a job, or join the military. You can also take advantage of federal and state financial aid programs.