Welcome to Southern Bank in Arnold, MO
Southern Bank is proud to serve the Arnold, MO community with a full range of personal and business banking solutions. Whether you’re looking to open a new checking account, save for a rainy day, or finance your dream home, our team of experienced bankers is here to help.

Our Commitment to Arnold, MO
Southern Bank has been a part of the Arnold community for over a decade. We’re dedicated to providing our customers with the highest level of service and support. We’re actively involved in local organizations and events, and we’re always looking for ways to give back to the community.
Our Banking Solutions
Southern Bank offers a wide range of banking solutions to meet the needs of our customers. Our personal banking services include:
- Checking accounts
- Savings accounts
- Money market accounts
- Certificates of deposit
- Mortgage loans
- Auto loans
- Personal loans
- Credit cards
We also offer a variety of business banking services, including:
- Commercial checking accounts
- Business savings accounts
- Money market accounts
- Certificates of deposit
- Commercial loans
- Business lines of credit
- Merchant services
Why Choose Southern Bank?
There are many reasons to choose Southern Bank in Arnold, MO. Here are just a few:
- We’re local. We’re a community bank that’s committed to serving the Arnold community.
- We’re experienced. Our team of bankers has over 100 years of combined experience.
- We’re friendly. We’re always happy to help our customers with their banking needs.
- We’re innovative. We’re constantly looking for new ways to improve our services and products.
Contact Us Today
To learn more about Southern Bank in Arnold, MO, or to open an account, please contact us today. We’re here to help you achieve your financial goals.
Frequently Asked Questions
What are Southern Bank’s hours of operation?
Our lobby hours are:
- Monday-Thursday: 9:00 AM – 5:00 PM
- Friday: 9:00 AM – 6:00 PM
- Saturday: 9:00 AM – 12:00 PM
Our drive-thru hours are:
- Monday-Thursday: 7:30 AM – 5:30 PM
- Friday: 7:30 AM – 6:30 PM
- Saturday: 8:30 AM – 12:30 PM
What is the minimum balance required to open a checking account?
The minimum balance required to open a Southern Bank checking account is $50.
What are the fees associated with a Southern Bank checking account?
There is a $10 monthly maintenance fee associated with a Southern Bank checking account. However, this fee can be waived if you maintain a minimum balance of $500.
How can I contact Southern Bank?
You can contact Southern Bank by phone at (636) 296-4444, by email at info@southernbankar